PRIVACY POLICY NOTICE OF CHARLSON & WILSON BONDED ABSTRACTERS, INC.

Title V of the Gramm-Leach-Bliley Act (GLBA) and the laws of the State of Kansas generally prohibit financial institutions, directly or through any affiliate, from sharing nonpublic personal information about you with a nonaffiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom that information may be disclosed. In compliance with the GLBA and the laws of this State, we are providing you with this document, which notifies you of the privacy policies and practices of Charlson and Wilson Bonded Abstracters, Inc.

OUR PRIVACY POLICIES AND PRACTICES

1. Information we collect and sources from which we collect it:

We may collect nonpublic personal information about you from the following sources:

• Information we receive from you, such as on applications, legal documents, and affidavits necessary to issue title insurance policies and/or process the sale of your home or to refinance your mortgage loan. Examples of such nonpublic personal information include, but are not limited to, social security numbers, sale prices, title insurance policy numbers and amounts of insurance, bank account numbers, credit card numbers, loan numbers, payoff amounts, sale contracts, addresses and phone numbers, and IRS Forms 1099S.
• Information about your transaction we obtain from our existing files.
• Information we receive from others involved in your transaction, such as the real estate agent or lender.
  

Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional information will be collected about you.

2. Information we disclose to third parties:

We request information from you for our own legitimate business purposes and not for the benefit of any nonaffiliated party. Therefore, we will not release your information to nonaffiliated parties except: (1) as necessary for us to provide the product or service you have requested of us; or (2), as permitted by law.

We do not disclose any nonpublic personal information about you to anyone for any purpose that is not specifically permitted by law.

We may, however, store such information indefinitely, including the period after which any customer relationship has ceased. Such information may be used for any internal purpose, such as quality control efforts or customer analysis.

3. Our practices regarding information confidentiality and security:

We will use our best efforts to ensure that no unauthorized parties have access to any of your information. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. We will use our best efforts to train and oversee our employees to ensure that your information will be handled responsibly and in accordance with this Privacy Policy. We maintain physical, electronic and procedural safeguards that comply with federal and state regulations to guard your nonpublic personal information.

Even if you are no longer our customer, our Privacy Policy will continue to apply to you.

4. Our policy regarding dispute resolution:

Any controversy or claim arising out of or relating to our Privacy Policy, or the breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

5. Reservation of the right to disclose information in unforeseen circumstances:

In connection with the potential sale or transfer of its interests, we reserve the right to transfer your information to a third party entity that (1) concentrates its business in a similar practice or service; (2) agrees to be our successor in interest with regard to maintenance and protection of the information collected; and (3) agrees to the obligations of this Privacy Policy.